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Starwood Preferred Guest� Credit Card from American Express
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Starwood Preferred Guest� Credit Card from American Express
The Starwood Preferred Guest Credit Card lets you earn free nights at participating Westin� Hotels & Resorts, Sheraton� Hotels & Resorts, Four Points� by Sheraton, St. Regis�, Luxury Collection� or W Hotels�.
  Starwood Preferred Guest� Credit Card from American Express 

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  • Earn up to 25,000 Starpoints � — enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints� for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints� — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint� for every dollar you spend and double Starpoints� at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 econds.
Intro APR
Intro Period
Annual Fee
Balance Transfer
Credit Required
2.9% 6 Months 1st Yr. Free Yes 13.24% Excellent
The Card That Earns Nights AND Flights
The Starwood Preferred Guest Credit Card lets you earn free nights at Starwood's over 860 hotels and resorts worldwide, including Westin Hotels & Resorts, Sheraton Hotels & Resorts, Four Points by Sheraton, St. Regis, Luxury Collection and W Hotels.
  • Redeem for free nights starting as low as 2,000 Starpoints, with no blackout dates or availability restrictions
  • Redeem Starpoints with most major airlines, most on a 1 to 1 basis, and enjoy a 5,000-Starpoint bonus when you transfer 20,000 Starpoints to miles
  • Receive an annual 50% off for a future stay charged to the Card at participating Starwood hotels and resorts

Benefits of the Card
The first year of Cardmembership is fee free, with an annual fee of just $45 per year thereafter. There is a six-month 2.90% introductory APR on purchases, then Prime plus 9.99% and a grace period up to 20 days. Additional cards are fee-free, so you can share virtually all the benefits and services with family members and watch those Starpoints add up even faster!

Transfer Balances Fee-Free
Transfer balances from your higher-rate MasterCard, Discover, and Visa�: cards to your American Express�: Card account with no transaction fee! Then enjoy a low fixed rate of 2.9% for the first 6 months of Cardmembership on Balance Transfer requests submitted with this application.

Your Year End Summary: Now Available Online
Your new Online Year End Summary of Charges gives you access to important information 24 hours a day, seven days a week. Flexible features make organizing your expenses a snap - download the Summary and print it out; sort by date, merchant name, or charge amount; review charges made within a category, such as Travel and Restaurant. Your Year End Summary is an indispensable tool for preparing taxes and budgeting. You may also receive a paper Year End Summary in the mail by calling the number on the back of your Card.


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