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Credit Card Applications - Apply For Card Offers Online
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Bad Credit Credit Cards
Bad Credit Credit Cards may allow you to qualify for a credit card even if you have less than perfect credit. The following credit cards may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits. Click the "Apply" button to start your online credit card application.

 First PREMIER® Bank Classic Credit Card

  • Don't be held back by past credit card struggles
  • Join nearly 3 million credit cardholders
  • Save time with our easy credit card application
  • Your second chance for a credit card is our business

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms See Terms See Terms See Terms No Bad
 Orchard Bank Classic MasterCards

  • An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 7.90% - 28.90% See Terms* No Bad
 Centennial® Secured Credit Card

  • The secured Centennial credit card gives you the opportunity to build your credit limit over time, starting with just a $200 deposit!
  • Security deposits are held in an FDIC-insured account
  • No credit history required
  • Your account activity reports monthly to the major Consumer Reporting Agencies
  • This is a real credit card - not a prepaid or debit card
  • Pay one security deposit on this credit card, instead of repeated reloadings with prepaid cards
  • We offer second chances for a credit card
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms See Terms See Terms See Terms No Bad
 First PREMIER® Bank Secured Credit Card

  • This is your chance to apply for a secured credit card from First PREMIER® Bank.
  • No credit history required to apply for this credit card
  • Reports monthly to the major Consumer Reporting Agencies
  • This is a genuine secured credit card - not a debit or prepaid card
  • Security Deposits are placed in an FDIC-insured account
  • Your credit card account is accessible by phone 24/7
  • Convenient one-time payment of your security deposit, unlike prepaid cards which must be loaded often
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms See Terms See Terms See Terms No Bad
 Centennial® Credit Card

  • Credit not-so-good? Not to worry with this credit card offer
  • Monthly reporting to major Consumer Reporting Agencies
  • Reasonable credit limit can help you spend smarter (subject to available credit)
  • Convenient 24-hour account access by phone
  • The online application is safe, secure, and simple

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms See Terms See Terms See Terms No Bad


* Disclosures: All Bad Credit credit card information is presented without warranty and is subject to change. See Bad Credit credit card website for other fees, rates, and terms and conditions. To view a Bad Credit credit card application click the "Apply" button.




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