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Discover´┐Ż Motiva (SM) Card
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Discover´┐Ż Motiva (SM) Card
With the new Discover Motiva Card, your good credit management earns you cash rewards. Just make 6 on-time payments in a row and we'll pay you the next month's interest back as a Pay-On-Time-Bonus. That's twice a year, every year when you pay on-time every month!
  Discover´┐Ż Motiva (SM) Card 

Apply Online
  • Cash Rewards for your good credit management!*
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Unlimited cash rewards
  • 5% to 20% Cashback Bonus´┐Ż at top online retailers
  • Up to 1% Cashback Bonus on all other purchases
Intro APR
Intro Period
Annual Fee
Balance Transfer
Credit Required
3.99% on Balance Transfers Up to 12 Months* $0 Yes 10.99% Good
Card Highlights:

Cash Rewards For Your Good Credit Management*
  • Pay-On-Time Bonus equal to a full month's interest each time you make 6 on-time payments in a row´┐Żtwice a year, every year when you pay on-time every month
  • 5% ´┐Ż 20% Cashback Bonus at top online retailers through our exclusive online shopping site and up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards that never expire
  • Increase, even double, your rewards when you redeem for gift cards from our 70 Cashback Bonus Partners
Flexible Options That Put You In Control
  • Free payment by phone or online´┐Żeven on your due date
  • Get timely email reminders to help you avoid fees
  • Choose a payment due date that meets your needs
Complete Fraud Protection for Your Peace of Mind
  • Protect your finances with $0 fraud liability guarantee
  • Prevent fraud with early warning alerts

Start Your Discover´┐Ż Motiva Card Application Now!

View More Discover´┐Ż Credit Card Offers


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