 |
| Credit
Cards by Type |
|
| Credit
Cards by Issuer |
|
| Calculators |
|
| Additional
Resources |
|
|
|
|
|
| One from American Express® |
|
| Wouldn't it be nice if saving money were as easy as spending it? Well now it is with One from American Express. When you make a purchase with the One Card, American Express will contribute funds directly into an FDIC-insured High-Yield Savings Account that's automatically opened in your name when you receive your Card.
|
|
|
- Get $50 to jump-start your savings after your first purchase.
- Earn a competitive Annual Percentage Yield (APY), currently 2.75% (variable rate as of 4/15/08).
- A full 1% of your eligible purchases will be deposited into a High-Yield, FDIC-insured Savings Account opened in your name.
- No annual fee the first year - that's a $35 savings.
- No Preset Spending Limit
- Express Approval. Get a decision in less than 60 seconds.
|
Intro
APR
|
Intro
Period
|
Annual
Fee
|
Balance Transfer
|
APR
|
Credit
Required |
| N/A |
N/A |
First Year Free |
Yes |
As low as 11.24% |
Good |
|
|
|
|
|
Card Highlights:
Every dollar spent can be money saved and interest earned.
The American Express One® Card offers an altogether different way to save for your future. Your Card comes linked to a competitive FDIC-insured High-Yield Savings Account. And with the Savings Accelerator Plan, a full 1% of virtually all your eligible purchases will be deposited into this Savings Account at American Express Bank, FSB. It's automatically set up for you when you activate your Card.
Carry a balance without paying interest on new purchases
Unlike most cards, the American Express One® Card offers a feature called Interest Protection. With it, you can pay your bill in full at the end of the month or pay over time – but you never pay interest on new purchases. So – by choosing to pay with the American Express One® Card – not only are you free to carry a balance for last month's vacation, you can also avoid paying interest on this week's groceries.
No pre-set spending limit
The American Express One Card has no pre set spend limit, so you can spend a little more if you need to. And to keep track of your spending, you can use the Spend Tracking Alert to designate a monthly spend amount – and set up e-mail or text message reminders to alert you when you've reached that amount.
Manage Your Card Account Online
You can view up-to-date billing information online, including transactions, charges, payments and aspects of your Card account – anytime, anywhere.
Get free Additional Cards
To help your savings grow faster, you can request complimentary Additional Cards for others who are important to you. Every eligible purchase made with those Additional Cards can add to your High-Yield Savings.
|
| |
| |
|
|