Rewards Credit Card Offers Rewards credit cards do just what their name implies: they reward you every time you use your credit card. You can expect to receive travel rewards, cash back, and other rewards through these great offers. Many rewards credit cards also include bonuses when you sign up or make your first purchase. Look through the options below to find an option with benefits that fit your lifestyle. Apply for the card and start using it right away to earn miles or points. Once you reach a certain amount, you can cash in your earnings for a variety of rewards.

Citi® Dividend Platinum Select® MasterCard® 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate. Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter. Full 1% cash back on eligible purchases and cash advances. Earn extra cash back on popular, rotating categories each quarter. Average 5% additional cash back through Citi Bonus Cash Center® No Annual Fee Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A N/A 12.99% - 20.99%* (Variable) None Yes Excellent

Discover® More Card - $75 Cashback Bonus 0% intro APR on balance transfers for a full 12 months, then the Regular APR 0% intro APR on purchases for a full 6 months, then the Regular APR Get $75 Cashback Bonus when you make $500 in purchases within 3 months 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months* 11.99% - 20.99% (Variable)* None Yes Excellent

Discover® More Card 0% intro APR on balance transfers for a full 15 months, then the Regular APR 0% intro APR on purchases for a full 6 months, then the Regular APR 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 Months* 11.99% - 20.99% (Variable)* None Yes Excellent

Citi® Diamond Preferred® Rewards Card $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate. 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter** Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% 12 months* 12.99% - 20.99%* (Variable) None Yes Good

Discover® Open Road Card 2% Cashback Bonus automatically at any gas station and any restaurant 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall Up to 1% unlimited Cashback Bonus on all other purchases 0% intro APR on balance transfers for 12 full months, then the Regular APR 0% intro APR on purchases for 6 months, then the Regular APR Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 Months* 11.99% - 20.99% (Variable)* None Yes Good

Miles by Discover® Card 12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year 1 Mile per $1 on every purchase Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year No limit on the Miles you earn and Miles don’t expire* Fly on any airline, book any hotel or car, with no blackout dates Use Miles for travel, merchandise, gift cards or cash 0% intro APR on purchases and balance transfers for 6 months then the regular APR No Annual Fee, No Overlimit Fee, No Redemption Fee Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 Months* 10.99% - 16.99% (Variable)* None Yes Good

Chase Sapphire(SM) Earn $100 in rewards - that's 10,000 bonus points after your first purchase! Redeem points for travel, gift cards, merchandise, cash back and more 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases Points never expire and there are no limits on how many points you can earn 24/7 Dedicated service advisors (No voice recording) Premier travel and purchase protection benefits All of this for no annual fee! Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A N/A 12.24% Variable* None No Excellent

Blue Cash(R) from American Express 0% intro APR on purchases for 6 months and no annual fee Flexibility to pay over time Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores Receive your cash back automatically as a statement credit Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed See Terms* See Terms* 17.24%-21.24% Variable No Annual Fee Yes Excellent

Ink(SM) Bold with Ultimate Rewards(SM) Earn over 50,000 bonus points in your first year Unlimited rewards for you and your business – and points never expire Earn up to 47,500 bonus points every year 5,000 bonus points after your first purchase redeemable for $50 cash back Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards* No Interest Expense and 30 days to pay with this pay-in-full charge card First year free ($95 value) Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed * * * $95 Yes Good

Citi® Gold / AAdvantage® World MasterCard® Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership* – more than enough for a round-trip domestic travel award* Earn 1 AAdvantage® mile for every $1 spent on purchases* Reduced Mileage Awards let you travel to select destinations for fewer AAdvantage® miles round trip* Get a response in as little as 60 seconds Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A N/A 15.24% Variable* $50 Yes Excellent

Ink(SM) with Ultimate Rewards(SM) Cash back plus a million other redemption options No dollar goes unrewarded No caps and points never expire Unlimited rewards for you or your business When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as Membership Rewards points* No annual fee Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% 6 months 11.24%,14.24%,17.24% Variable* None Yes Good

Upromise® World MasterCard® 10% extra college savings on thousands of eligible grocery and drugstore items 2% extra college savings on eligible gas purchases at Exxon and Mobil locations 1% college savings on every purchase Get $25 college savings after the first qualified use of your account No annual fee† Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on purchases 7-10 billing cycles 12.99%-20.99% Variable None Yes Excellent

Rewards Credit Cards: How to Make the Most of Yours

To make the most of your rewards credit card, you’ll want to not only use it, but use it wisely. Tune into the following and you’ll be on your way to a better rewards credit card experience.

Know what you can get. If you are have only a vague idea of where you stand in terms of points or miles, you’ll be less likely to get the most out of your credit card. So find out what rewards are offered and how to get them. Keep track of what you’ve earned in a computer file or notebook. If you regularly spend time on the computer, start logging into your account each week to check where you stand when it comes to earnings and rewards.

Use it frequently. With many rewards credit cards, the more you spend, the more you’ll earn. After you pass a certain amount in spending, the rewards start adding up faster. So use the card to buy things you regularly use in your budget. Pay off the bill at the end of the month and keep the rewards.

Keep the balance at zero. As much as you’ll love the rewards you receive, if you regularly carry a balance, you’ll end up paying a large amount of interest on the card. These charges could end up overriding the earnings that you’ve received. So pay off the balance every time the statement comes and you won’t have to worry about paying too much for having a credit card.

Check for special offers. Many cards offer bonus points or miles when you sign up or for your first purchase. Some also offer extra benefits after you spend a certain amount. If you want to know how you can receive more rewards, call the company and ask about it. They may be able to offer you a deal you didn’t know about.

* See the online Rewards credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the credit card issuer's website.