First PREMIERŽ Bank Gold MasterCardŽ/VisaŽ Low APR on purchases Reports monthly to 4 Major A Credit Card for Those with Less than Perfect Credit! All applications welcome! This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits. Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed see terms see terms see terms see terms see terms All Credit Types